Property
decisions,
designed
for Parents
let Kenn, the
Choice Agent for Parent (CAP)
guide you because
Clarity matters when your choices
affect more than just you.
The WHY
I do this because once you become a parent, the way you look at property changes. When I think about my children, I’m less concerned with chasing opportunities and more concerned with building stability—homes and decisions that still make sense years from now.
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This work is not about buying or selling for the sake of it. It’s about helping parents make calm, well-timed property decisions that support both family life and long-term financial stability.
When property is approached thoughtfully, families feel steadier, choices become clearer, and everyone involved benefits.
The Mission
Home & Wealth for Every Parent
A Home is where roots are planted and dreams take flight, where stories are written and bonds are strengthened, it is the cornerstone of family and togetherness and a nurturing space where life unfolds beautifully for Parents & our children. Environment influences Performance. That's why we are concerned about the early choices for our children, like the choice of school to go to and the types of people they meet. The kind of Home you stay have much more profound effect on their nurturing than you would think
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Building Wealth can be a daunting task when more breeds more. To transform it into a meaningful act, we must ask ourselves what Wealth means to me.
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To me, Wealth means time with family, being able to provide to my family both financially and emotionally, having a good night's sleep, staying healthy, and having opportunities for spiritual growth.
Our Challenges & What can we do about it?
Most parents are time-deficient, energy drained & labour intensive.
When you so focus on what you do, (your full-time job, preparing kids for school, daily activities etc), you don't have time to focus on what you can Build.
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What you Build is the key to living the life you intensely desire
It's time to break free and have a deep dive into what can Build. Relationships are one, Assets are also a very meaningful thing to Build for Parents in the long run too.
PRIORITIES
Parents have more things to consider, because it is not just one or two person now, but the whole family. Objectives are important, but here we go deeper into understanding what are the Priorities amongst the list of consideration like safety, distance to school, environment and so on
SELECTION
Based on the priorites determined, we proposed a Selection of choices upfront to spur discussion and further delving into spotting the right property for the family. No viewing started yet. Parents’ time is really precious and we want to respect that
LIST
Here, we List down 3-5 top choices that we are ready to arrange for on-the-ground inspection; table comparison will be customised to the family’s need so as to ensure we are meeting the priorities accurately, with flexibility.
EXECUTION
This stage is mainly implementation and making sure financials are all in the good place. How can we achieve the family’s goal with finaniclal confidence and having a clear gameplan ahead, from here on, things are almost at autopilot mode and is the most fun and exciting part as families look forward for the transformation
"Every property purchase must be an upgrade base on your definition of what upgrade is. However, it should not be something that you have to compromise some part heavily in exchange of, like a huge mortgage that will alter your lifestyle. In fact, when done correct, you should experience an upgrade of lifestyle too" - Kenn Chu
Do you know?
Do you know that your real estate investing career is not forever, it is of a limited period of time. Most people have about 20-25 years and how far can you go depends on your initial years of decision-making.
Your real estate career starts when you have a stable income, as that’s when you can leverage from the bank, you buy your first property and start a family, as your family needs grow, you may need a change of your house, which then comes your second or third property here, there could be multiple opportunities for you depends on how the market turns out.
By the time you retire, your properties should be fully paid, if you want you can liquidate and right size to a smaller property to enjoy retirement, or enjoy rental income if it is an option for you.
The bottom line here is that what you just read gives a clear perspective - it is to your interest and to your advantage to drive up your asset value as high as possible, make sense?
The key here is how you can do it comfortably and confidently so that you don’t break the bank and are still able to enjoy life and go on the holidays you deserve.
Problems have Predictability
...and thus, we can formulate strategies ahead
Phase 01
Young Parents Phase
Young parents often face a unique set of needs and challenges as they navigate the complexities of parenthood. Overwhelmed by the responsibilities of caring for a newborn while also managing their personal lives, relationships, and career aspirations. Financial stability is another significant challenge, dealing with increasing living cost.
Phase 03
"Child-turning-adult" Phase
As children grow into young adults, the challenges as parents evolve and become more complex too. Property-wise, quite often, is about not to "rock the boat". Space should not be an issue now, location should not also as they are big enough to travel on their own. As thing progress, children also get married and start moving out to their own houses
Phase 02
Matured Parents Phase
Mature parents, typically those who are more established in their careers, face distinct needs and challenges as parents while juggling increased responsibilities at work and balance with parenting duties.
When the kids are reaching primary school age, this is also a time when most parents are considering a change of property
Phase 04
Grandparents Phase
Also called the Freedom Phase. Retirement is within reach and you can enjoy what you deserve after working most of your life. "Empty nest" syndrome also starts to kick in and you may not find yourself needing a huge house. Right-sizing or cashing out from your investment are options you have